End User License Agreement

1. LICENSE GRANT

Subject to your continued compliance with this EULA and our Terms & Conditions, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Application for your personal or internal business purposes. This is a license, not a sale, and no ownership rights in the Application are transferred to you.

2. OWNERSHIP AND INTELLECTUAL PROPERTY

The Application, including all software, code, designs, text, graphics, and the look and feel, and all related intellectual property rights, are and will remain the exclusive property of the Company and its licensors. All rights not expressly granted to you in this EULA are reserved. You may not remove, alter, or obscure any proprietary notices contained in the Application.

3. YOUR CONTENT AND OUTPUTS

As between you and the Company, you retain all rights in the inputs you provide to the Application (such as your brief, company profile, conversation, and uploaded materials) and in the artifacts you generate with it, including the Excel workbooks, CSV files, and PDF reports it produces. You are free to use those outputs for any lawful purpose.

You grant us a limited license to host, store, process, and transmit your inputs and outputs solely to operate and provide the Application to you. We do not use your content to train AI models. You are responsible for keeping your own copies of any outputs that are important to you.

The outputs are AI-generated estimates and may contain errors. They do not constitute financial, investment, legal, tax, or accounting advice, and you are responsible for reviewing and validating them before relying on them.

4. BRING-YOUR-OWN-KEY TERMS

The Application operates on a bring-your-own-key basis. To use AI features, you connect your own API key for a supported AI provider (Theo, Anthropic, Google, or OpenAI). You authorize us to store your key in encrypted form and to use it solely to perform the generation and AI requests you initiate.

You are responsible for safeguarding your provider accounts, for complying with each provider's terms, and for all usage costs those providers charge you. You may remove a stored key at any time through the Application's settings. We are not responsible for any charges incurred on your provider accounts or for the acts or omissions of any AI provider.

5. LICENSE RESTRICTIONS

Except as expressly permitted by this EULA or applicable law, you agree that you will not:

• Copy, modify, or create derivative works of the Application or its software.
• Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, or underlying structure of the Application.
• Rent, lease, lend, sell, sublicense, distribute, or otherwise make the Application available to any third party.
• Use the Application to build, train, or improve a competing product or service.
• Circumvent, disable, or interfere with security or access-control features of the Application.
• Use any automated means (such as scrapers, bots, or scripts) to access the Application except as expressly permitted.
• Use the Application in violation of any applicable law or the terms of any connected AI provider.

6. THIRD-PARTY SERVICES AND AI PROVIDERS

The Application integrates with third-party services, including authentication, hosting, and AI providers. Your use of those services is governed by their respective terms and privacy policies. We do not control and are not responsible for third-party services, and we make no representations regarding their availability, accuracy, or performance.

7. DISCLAIMER OF WARRANTIES

THE APPLICATION IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APPLICATION WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY OUTPUT WILL BE ACCURATE OR RELIABLE.

8. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, OR DATA, ARISING OUT OF OR RELATING TO THIS EULA OR THE APPLICATION. OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THIS EULA WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US FOR THE APPLICATION (WHICH, FOR A FREE SERVICE, MAY BE ZERO) OR USD $100.

9. TERM AND TERMINATION

This EULA is effective until terminated. Your rights under this EULA will terminate automatically if you fail to comply with any of its terms. We may also suspend or terminate your license at any time, with or without cause. Upon termination, you must cease all use of the Application. You may terminate this EULA by deleting your account and ceasing to use the Application. Sections relating to ownership, disclaimers, limitation of liability, and governing law survive termination.

10. EXPORT CONTROLS AND SANCTIONS

You represent that you are not located in, and will not use the Application from, any country or region subject to comprehensive economic sanctions, and that you are not on any restricted or denied-party list. You agree to comply with all applicable export control and sanctions laws and regulations in your use of the Application.

11. GOVERNING LAW

This EULA is governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles. You must be at least 18 years old to accept this EULA.

12. CONTACT

If you have any questions about this EULA, please contact us at hello@theovex.com, or by post at: TheoveX Inc., 3399 NW 72nd Ave Ste 228, Miami, FL 33122, United States.